Fixes:
```
$ env -i valgrind --leak-check=full ./build/test-bus-chat
...
==7763== 1,888 (1,824 direct, 64 indirect) bytes in 1 blocks are
definitely lost in loss record 2 of 2
==7763== at 0x4C2FA50: calloc (vg_replace_malloc.c:711)
==7763== by 0x4F8FF9A: sd_bus_new (sd-bus.c:175)
==7763== by 0x4F938BF: sd_bus_open_user (sd-bus.c:1138)
==7763== by 0x109ACD: server_init (test-bus-chat.c:70)
==7763== by 0x10BCF8: main (test-bus-chat.c:526)
==7763==
```
Closes #6481
r = bus_set_address_user(b);
if (r < 0)
- return r;
+ goto fail;
b->bus_client = true;
b->is_user = true;